Westpac Altitude Reward Credit Cards

Westpac Altitude Rewards is Westpac’s loyalty program for credit card points earned from using your Wesptac Altitude credit card to make everyday purchases. 


Altitude Rewards key feature is it's versatility as illustrated by the ability to transfer your Altitude points to a wide choice of frequent flyer partner programs including, Velocity Frequent Flyer Rewards, Malaysia Airlines Enrich, Cathay Pacific Asia Miles, Singapore Airlines Krisflyer and Air NZ Airpoints, All (except Air NZ) transfer Altitude points over to the airline programs at 2 Altitude Rewards points to 1 frequent flyer point. Furthermore you can book flights using your Altitude points direct with 30 Airlines, and of course the program offers the usual options to redeem your points for gift cards and a wide range of products and services via the Altitude online store.


Following an acquisition in late 2008 Westpac now owns St. George Bank, Bank of Melbourne and Bank SA. These three members of the Westpac Group all share a common program which is very similar to the Altitude Rewards Program and is named Amplify Rewards.




Earn points for everyday purchases made using a Westpac Altitude Credit Card 

Each Westpac Altitude credit card comes as a linked American Express (for maximum point earning opportunities) and Visa or MasterCard, (for worldwide acceptance), account. So you will hold 2 credit cards but they’ll be managed on a single account with one monthly statement, one annual fee and a single credit limit. This issuing of 2 cards on a single account is commonly referred to as companion credit cards which are designed to deliver the opportunity to maximise all Altitude Point earning opportunities, whilst providing the assurance that you will have a credit card that is accepted wherever you maybe. The standard point earning rates for each of the Altitude credit card are featured below:



Bonus Points earned per $1 of spend


Altitude Credit Card MasterCard / Visa American Express
Altitude, Altitude Business, Altitude Business Gold, Altitude Platinum 1 2
Altitude Platinum Plus 1 3

Altitude Black

Australian Merchants

Overseas Merchants







Altitude Business Platinum

Australian Merchants

Goverment Payments

Overseas Merchants
























Altitude Bonus Point Partners

Altitude Rewards points will not expire while you are an Altitude cardholder, giving you all the time you need to redeem. Altitude credit cards fast points earn rates are designed to help you redeem the rewards you want sooner. Plus you can also earn more by spending at Altitude Bonus Partners, who offer up to 3 bonus points per dollar spent on eligible purchases. Below is a selection of the Altitude partners who offer Bonus Altitude points when you use your Westpac Altitude Credit Card to pay.


Altitude Bonus Partner Reward Point earn rates


Altitude Bonus Partner

Altitude, Altitude Business, Altitude Business Gold,

Altitude Business Platinum

Altitude Black, Altitude Platinum,

Altitude Platinum Plus

Best Western 1 1
Caltex 1 1
Dreamworld & Whitewater World 1 1
Intercontinental Hotels & Resorts 3 3
Crown Hotels 1 1
Oaks Hotels & Resorts 3 3














Transfer Rates of Altitude Reward Points to the 5 Partner Airlines

Altitude rewards can be transferred to 5 Airline partners once you have a minimum Altitude Reward point balance of 3,000 points. These point transfers can be made on the Altitude Rewards website.


Altitude Reward Partner Airline

Frequent Flyer Programs

Altitude Point Transfer Rate

Minimum Points that can be transferred

is a single transfer

Singapore Airlines KrisFlyer Miles 2 Altitude Points = 1 KrisFlyer Mile 3,000 per transfer, and must be in multiples of 500 Miles
Virgin Australia Velocity Rewards 2 Altitude Points = 1 Velocity Point 3,000 per transfer, and must be in multiples of 500 Points
Cathay Pacific Asia Miles 2 Altitude Points = 1 Asia Mile 3,000 per transfer, and must be in multiples of 500 Miles
Malaysia Airlines Enrich 2 Altitude Points = 1 Enrich 3,000 per transfer, and must be in multiples of 500 Enrich
New Zealand Airlines Airpoints 160 Altitude Points = 1 Airpoint Dollar   













Best Introductory Bonus Point Offers for Qantas and Velocity Points


American Express Velocity High Flyer

7,500 Velocity Pointsoffer closes 2nd February 2016  Full Card Details >>



NAB Qantas Rewards Credit Card

30,000 Qantas Points, offer closes 14th February 2016  Full Card Details >>



American Express Qantas Ultimate Credit Card

50,000 Qantas Points, offer closes 2nd February 2016  Full Card Details >>



American Express Velocity Platinum Credit Card

50,000 Velocity Points, offer closes 2nd February 2016  Full Card Details >>


Westpac Altitude Reward Credit Cards - Frequently Asked Questions

You must have earned a minimum of 3,000 points before you can redeem for any rewards.

Expiry of Altitude Points
Altitude Points do not expire as long as long as you remain an Altitude cardholder.

The Altitude Rewards Centre is open 8am - 8pm (AEST), Monday to Friday excluding National Public Holidays.
Phone enquiries 1300 887 820.
Calling from overseas + 61 2 9352 3130
Fax 1300 887 830 or from overseas (612) 9352 3131.
Mailing address:
Locked Bag 337
Balmain NSW 2041

Yes. A Frequent Flyer Point conversion calculator on the Altitude website allows you to enter the number of Altitude points you wish to convert to FF points or the amount of FF points that you require. After submitting this information, the website will inform you:

• How many FF points you can transfer for a specific number of Altitude points, or

• How many Altitude points you will need to transfer for a required number of FF points. 

Yes, your Altitude credit card statement includes a summary of your Opening and Closing Altitude points balance for the month. Your credit card statement also includes a dedicated Rewards message box, which features special Altitude Rewards Program messages. 

Your Altitude Rewards account is generally current as of the previous business day. Once these points are in your account they are available for redemption.