Supermarket Credit Cards
Compare Supermarket Credit Cards
Supermarket Credit Cards work in excaltly the same way as other credit cards, though they do have one unique point of difference as they offer preferential point earn rates when the credit card is used at the checkout of the supermarket issuing the credit card.
Coles MasterCard and Woolworths Credit Card with everday rewards or Qantas Points all focus on delivering generous rewards whilst keeping the credit card costs in check, and at the lower end of the range.
Coles MasterCard - A snapshot view
The Offer - Coles MasterCard is a rewards credit card that is aligned with the flybuys reward program. For each dollar spent on eligible purchases using the Coles MasterCard you will earn 2 flybuy points.
Flybuy points - Points are earned simply by using your Coles MasterCard to pay for your everyday purchases. Higher earn rates apply when you shop and pay using your Coles MasterCard at Flybuy partners, for example at Coles Supermarkets you will be rewarded with 3 points per $1 spent. As long as you either earn or redeem pons once per year your points will never expire.
Who are Flybuy partners? - The list of Flybuy partners features many of Australia largest retailers including OPSM, Kmart, Liquorland, Medibank, AGL, Webjet, Telstra, Target, Budget Car Rental and Best Western Hotels. Each of the partners offers flybuy point earn rates for purchases of specific products in store
What are flybuys worth? - 2,000 flybuy points can be redeemed for $10 of flybuy dollars that is essentially $10 that can be spent at either Coles Supermarkets are from selected flybuy partners including Kmart, Target or Liquorland.
What does the Coles MasterCard cost? - The annual credit card fee is $49 and the cards purchase and cash advance rate is 19.99% p.a.
Coles Mobile Wallet - The Coles Mobile Wallet is available with Coles MasterCard and consists of a Coles Pay Tag that lets you pay with your smartphone and the Coles Credit Card App that keeps track of your purchases for your convenience and control. A key benefit of the mobile wallet is that you don’t need to carry your flybuys card with you as the mobile wallet has all this info pre loaded.
Woolworths Credit Card with Everyday Money - a snap shot view
The Offer - Woolworths Money Everyday credit card enables you to earn money back reward points on eligible purchases. Every 4 months, so long as you have earned enough points, you will be mailed a shopping card pre loaded with the value of your rewards, that you can use across a wide range of Woolworths group stores
Everyday Rewards - Everyday Reward Points are earned simply by using your Woolworths Credit Card to pay for your everyday purchases, for which you earn 1 point per $1 of eligible spend. This earn rate shift significantly when you use your card to make purchases at Woolworth Group Stores, for example 3 points for every $1 spent on Woolworths Select products purchased in-store at Woolworths Supermarkets and Woolworths Mobile products purchased in-store at Woolworths Supermarkets, BIG W and BWS.
Which stores offer high points earn rates? - Each of the stores within the Woolworths Group offer the higher earn rates these include BIG W, CALTEX WOOLWORTHS co-branded fuel outlets, Woolworths Liquor, BWS, Dan Murphy's, Thomas Dux, Cellarmasters and Masters.
What are Everyday Rewards Points Worth? - Every 4 months, your reward points are automatically converted to shopping cards to spend in Woolworths stores. A minimum of 4,000 reward points is required to receive a $20 Woolworths Money Shopping Card in any 4 month period.
What does the Woolworths Credit Card cost? - The annual card fee for the primary cardholder is $49, additional cardholders (up to 9) attract a fee of $9 p.a. and the cards purchase rate is 19.99% p.a. and cash advance rate is 21.99% p.a.
The Best Reward Credit Cards - What's your reward of choice? Qantas Points, Velocity Points, Altituide Points, Flybuys, Kriss Flyer? Compare the options for each rewards program to select the best reward card deal for you. Read more
The Best Credit Cards for earning Qantas Points - Compare the credit cards offering Qantas points and start earning more points for the same spend with a more generous Qantas Point earn rate. Read more
Supermarket Credit Cards - Frequently Asked Questions
2,000 Flybuys points will give you an Instant $10 off your Coles Supermarket shop at the checkout.
All Coles Credit Cards feature upto 62 interest free days on purchases.
Coles Crredit Cards include a Fraud money back guarantee
Coles also offer a money back guarantee, so if there’s a fraudulent transaction on your Coles MasterCard, you will not be held liable if you have not contributed to the loss and notified us promptly of the theft, loss or misuse of your card/account. You also need to have abided by the Conditions of Use (COU).