Qantas Frequent Flyer Credit Cards

 

Compare the Best Qantas Frequent Flyer Credit Cards. All the deals on earn rates, sign up bonuses, rates & fees. Apply online for 60 sec response.

 

Each of the major Australian Credit Card providers offer Qantas frequent flyer credit cards that allow you to earn Qantas Frequent Flyer Points which are automatically added to your Qantas Frequent Flyer account, by simply linking the accounts. That means you can earn Qantas Points faster, by putting your everyday spend on a Qantas Frequent Flyer credit card.Qantas Frequent Flyer Credit Cards

 

Qantas and their network of partner airlines fly to destinations all over the globe. As a member of the Qantas frequent flyer program you are able to earn Qantas frequent flyer points and redeem them for flights, better seats and upgrades when you book your flights (subject to availability). In conjunction with helping make your travel easier Qantas Points can also be redeemed for an ever increasing range of goods and services available through the Qantas Frequent Flyer online store. The guide below is designed to help you compare the best QFF credit cards and find the Qantas Credit Card which balances Qantas Point earning opportunities with competitive credit card interest rates and fees.

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Qantas Frequent Flyer Credit Card Comparison

 

What are Qantas Frequent Flyer Credit Cards?

With the popularity of the Qantas Frequent Flyer Program Qantas took the initiative some years ago to provide Qantas Frequent Flyer members with the opportunity to earn Qantas Frequent Flyer Points in ways beyond flying with the airline. The Qantas Frequent Flyer Credit Card is one of these initiatives that’s been adopted widely by Australians, as it allows them to be rewarded for using their Qantas credit cards to make everyday purchases, in a way which is valuable to them, as committed Qantas Frequent Flyer members.

 

These Qantas credit cards are also often referred to as Qantas Direct Earn credit cards, these cards should not be confused with the more generic reward credit cards which also offer Qantas frequent flyer points as a reward option along with a range of other reward point options, the unique point of Qantas Frequent Flyer Credit Card is that they reward your spending solely with Qantas frequent flyer Points which are directly transferred to your Qantas Frequent Flyer Account each month.

 

I’m a frequent flyer but not loyal to a single airline - are Qantas Frequent Flyer Credit Cards relevant to me?

Many frequent travellers choose their airline based on the price of the ticket offered, which may mean the end up using multiple airlines to fulfill their travel requirements.

 

A number of Rewards Credit Cards cater for this type of traveller by offering cards that are aligned to a number of Airline partners, as opposed to just one, which is how the Qantas Frequent Flyer Credit Card operates. With this flexibility points earned on credit card purchases can be transferred to any of the airline partners participating in the Reward Program, an example of this type of program is the Altitude Reward Program, operated by Westpac Group that is aligned with about 10 airlines.

 

How do I earn Qantas Reward Points using a Qantas Frequent Flyer Credit card?

When you make an application for a Qantas Frequent Flyer credit card you will be asked within the application to provide your Qantas Frequent Flyer Number. If your application is successful the credit card providers uses the Qantas Frequent Flyer number provided to link your new Qantas credit card with your Qantas Frequent Flyer Account, this linking ensures that any Qantas Frequent Flyer Points you earn by using your credit card are automatically credited to your Qantas Frequent Flyer Account at the end of each statement period.

 

If you don’t have a Qantas Frequent Flyer Number at the time of making the Credit Card application, don’t worry as you can add this later and have the accounts linked automatically.

Once the your Qantas Frequent Flyer Account and new Qantas Frequent Flyer Credit Card are linked, to start earning points you simply use your credit card to make purchases, for each eligible purchase made using your card you will receive a number of points based on the dollar value of the purchase, and the point earn rate your card offers.

 

So if your Qantas credit cards reward point earn rate is 1 Qantas Point per $1 spent, and the purchase you made was for $50, you would be awarded 50 Qantas Points.

 

For some purchases your card issuer may offer higher points ratios (e.g. double your standard earn rate), these are frequently offered by Qantas Frequent Flyer Partners, whom include many of the Car Hire Companies, Caltex Petrol Stations, major Retailers and Hotels. On the flip side there a number of credit card purchases which are not eligible for earning Qantas Points, these may include payment of utility bills, transactions with the ATO and cash advances.

 

How to Compare Qantas Frequent Flyer Credit Cards

When selecting any credit card for comparison the starting point should be to access each credit cards relevance to your personnel financial circumstances, and specifically your ability to manage any transactions made on the card in terms of timely repayment, minimizing any interest charges and avoiding any fees for miss-management of the account.

 

Qantas frequent flyer credit card comparison to find the best QFF Credit card

The criteria below should be considered when conducting a Qantas frequent flyer credit card comparison, remaining mindful of your personnel financial circumstances:

 

The rate at which Qantas Frequent Flyer Points can be earned

The earn ratio determines the number of Qantas Points awarded for each dollar spent using your credit card on eligible purchases, these earn rates tend to sit in the range of 0.5 to 3 points per dollar spent. The Qantas Frequent Flyer credit cards offering the higher earn rates, are usually Platinum Credit Cards and have very tight eligibility requirements, with a focus on minimum annual salary levels and perfect Credit Reports.

 

Annual Card Fees of Qantas Frequent Flyer Credit Cards

Qantas Frequent Flyer credit cards tend to charge an annual card fee. To access whether it is worth paying the fee for the card a common approach is to calculate how much you would have to spend using the card to receive rewards of value, equal to the annual card fee. Qantas Frequent Flyer Credit Cards with higher fees tend to include complimentary travel insurance, extended product warranties and higher earn rates.

 

Monthly and Annual capping of Qantas Frequent Flyer Points earned

The majority of Qantas Frequent Flyer Credit Card include some form of rewards points cap. A points cap is the maximum number of points you can accrue across a specified time period, and once you hit this cap, any further spending using your Qantas Frequent Flyer Credit card, will not earn any further Qantas Frequent Flyer Points. Cards terms may feature both Monthly and Annual caps, which can significantly impact your rewards earning potential. Credit card options do exist which offer uncapped Qantas Points though they do tend to be premium level cards with high minimum income eligibility criteria and high annual card fees.

 

When accessing these caps compare your forecast monthly and annual credit card spend with the cap values the cards places across the cap periods, which are usually annually or monthly.

 

Purchase Rates

Qantas Frequent Flyer Credit Cards typically feature purchase rates at the higher end of the range, which means if you do not pay of your balance in full each month the value of the rewards you have accrued through card usage will soon be counter balanced by high monthly interest charges. Due to these high purchase rates Qantas Frequent Flyer Credit Cards are most suitable for users who have the means and discipline to pay off their balance each month in full, and avoid the high interest charges.

 

 

What are Introductory Bonus Qantas Frequent Flyer Point Offers?

Qantas Frequent Flyer Credit Card providers are aware that potential card holders are eager to build their points balances and have responded to this by offering points as an incentive to apply for their respective credit card. Introductory Bonus Qantas frequent flyer points of up to 75,000 are offered by the card providers. To attain the full bonus new card users will generally have to meet certain card usage levels based on spend in the early months of card ownership, so be sure to check the T&C’s of any introductory Reward Points offer.

 

Qantas Frequent Flyer Credit Cards with Sign up Bonus Point Offers

 

American Express Qantas Ultimate Credit Card

100,000 Bonus Qantas Points Full Card Details >>

Annual fee $450, No points cap, 0% p.a. on balance Transfers for 12 months, Complimentary Insurances

 

Citibank Qantas Rewards Credit CardCiti Qantas Rewards Signature Credit Card

50,000 Bonus Qantas Points  Full Card Details >>

Reduced Annual fee to $199 in first year (from $395), High Qantas Point earn rates, Complimentary Insurances

 

AMEX Qantas Premium Credit CardAmerican Express Qantas Premium Credit Card

30,000 Bonus Qantas Points  Full Card Details >>

Annual Fee $249, No Points cap, 0% p.a. Balance Transfer for 12 months, Up to 44 days interest free on purchases

 

Do Qantas Frequent Flyer points earned from Qantas Frequent Flyer Credit Cards expire?

No, Qantas Points will not expire as long as you earn or use Qantas Points (excluding family transfers or the conversion of points from Aquire) through your Frequent Flyer account at least once every 18 months. This includes earning or using Qantas Points with Qantas program partners. The time period starts from the date of your last activity (in the case of earning points on eligible flights, that is the date the flight was taken). If your Qantas Points do expire, you remain a Frequent Flyer member and your Frequent Flyer number and card remain valid. The next time you want to earn Qantas Points, simply use your card and the points will be credited to your account.

 

How do I earn the most Qantas points with a Qantas Frequent Flyer Credit Card?

 

Sign up bonuses offered on new Qantas Frequent Flyer Credit Cards - As an incentive to sign up for a Qantas credit card each of the credit card providers frequently offers bonus Qantas Points as a sign up bonus, these bonuses range from 5,000 to 60,000 Qantas Points and generally are awarded once some spend threshold has been reached with your Qantas Frequent Flyer Credit Card. When you are accessing the benefits of these sign up bonuses make sure the credit card you select is competitive beyond the sign up bonus, in terms of Qantas Point earn rates, interest rates and credit card fees. 

 

Qantas Point Earn rate - How many Qantas Points do you receive for each $1 you spend with your Qantas Credit Card? Are there a different Qantas Point earn rates depending on where you use your Qantas credit card? The ease at which you can earn Qantas Points will play a significant role in how many Qantas points you are able to earn, so it is important to ensure the earn rate is competitive when comparing credit cards.


Companion credit card accounts - A number of Qantas frequent flyer credit cards offer two credit cards linked to one account, so you'll hold both a MasterCard or Visa and an American Express credit card. These companion credit cards generally come with two different earn rates, with the American Express Card usually having the higher rate, though share the same credit card limit and annual fee. These companion credit card accounts allows you to tailor the way you spend and earn points on your account, giving you more control over your Qantas rewards and increased Qantas Points earning potential.

 

What benefits do Qantas Frequent Flyer Credit Cards include?

 

Qantas Points - The primary benefit of a Qantas Frequent Flyer Credit Card is that each time you use it to make a purchase you will earn Qantas points. These Qantas Points can then be redeemed for hotel bookings, Flights, upgrades and an every increasing range of products and services available via the Qantas Frequent Flyer online store. 

 

Travel insurance - Many Qantas Frequent Flyer credit cards combine the Qantas Points earning opportunity with complimentary travel insurance. This complimentary travel insurance is generally offered when the booking of the travel is purchased using your Qantas Credit Card, though recently a number of Qantas Credit Cards have extended this offer of complimentary travel insurance when the travel booking is made using Qantas Points.

 

Qantas Frequent Flyer Partners - Promotional Qantas Point earn rates are frequently offered by Qantas Frequent Flyer Partners, so when you purchase from them the purchases attract a special "partner" earn rate which can often be double your usual point earn rate. 

 

Qantas Club - A number of Qantas Frequent Flyer Credit Cards include complimentary entry to The Qantas Club which comprises of a network of Airport business lounges which are designed to make the start of your journey that little more relaxing with complimentary drinks, refreshments and luxurious surroundings. 

 

Frequent Flyer Credit Cards for all the major airlines - If you want the flexibility to transfer your credit card reward points to a range of Airline partners the card providers reward programs are worth a look as they have partnerships with all the major airlines including Emirates, Singapore, Virgin Australia and more. Read more

 

American Express Membership Rewards Credit Cards - Offering cards both linked to airlines and non linked, American Express has the full portfoilio of Rewards credit cards with credit cards to meet the most discerning rewrad point collector. Read more

 

Comparison of the latest Sign up Bonus Credit Card deals - A look at the latest sign up deals designed to entice new credit card applicants reveals that the bonusses are becoming increasingly generous, with bonus reward points of upto 60,000 on offer. Read more

 

Business Credit Cards with Frequent Flyer Rewards - A range of credit cards have been designed for business which focus on helping with cash flow, expense renociliation and managing employee expenses. These Frequent Flyer Busines credit cards also include the ability to earn frequent flyer points for each dollar spent with the card. Read more

 

Qantas Frequent Flyer Credit Cards with No Points Cap - Where earning points for all eligible spend is a priority cards with No Points Capping should be on your list for comparison, here we consider the Qantas Frequent Flyer Cards with no point capping. Read more

Qantas Frequent Flyer Credit Cards - Frequently Asked Questions

Qantas Rewards credit cards are rewards credit cards that can be used to earn points that go toward the Qantas Rewards program. Having been one of the first frequent flyer programs launched, the Qantas program is without doubt the most popular to date. All major banks and providers in Australia are offering their own Qantas credit card, with some providers offering as much as 5 frequent flyer points per dollar spent.

Qantas recently made a few changes to their Frequent Flyer program and now requires that the cards are nominated as direct earn cards. This means that consumers earn points directly into the Qantas program, whereas before points were earned under the card provider’s program and then transferred to the Frequent Flyer program at their discretion.

Just early this year, Qantas also announced a newly-formed alliance with Emirates. Here are some of the salient features of the Qantas and Emirates Partnership Frequent Flyer program as released by Qantas:

  • Under the alliance, both Qantas Frequent Flyers and Emirates Skywards members will earn either Qantas FF points or Skyward miles on all flights. Points/miles conversion will depend on the fare amount.
  • Since March 2013, Frequent Flyer points can already be redeemed for a Qantas Classic Award flight on Emirates services and Emirates Skywards miles can be used to redeem a Skywards Saver Reward flight on Qantas services. These arrangements are subject to availability.
  • Access to the Emirates lounges (where available across Australia, Europe, Asia, North Africa and the Middle East) will be open to Platinum One, Platinum and Gold Qantas Frequent Flyers.
  • Benefits given to high-tier credit cardholders of the operating carrier will be extended to the other carrier’s frequent flyer card members. These benefits may include priority check-in, priority waitlist, and immigration fast-tracking where available.

Yes, some Qantas Reward credit cards do allow balance transfers, offering zero or low interest rates for the amount transferred for a limited period. Take note though, that balance transfers are usually not eligible for rewards points. To be sure, check the terms and conditions of the rewards and balance transfer offer of the credit card provider to know more about the interest rates, related fees, rewards eligibility and other provisions of the program.

No. Flights are only part of the rewards of the Qantas Rewards. In fact, you actually don’t have to be a frequent flyer to own a frequent flyer credit card because the points you accrue under this rewards program don’t just cover flights, flight upgrades, hotel bookings, and other travel perks. Frequent flyer points can also be redeemed for a variety of other rewards.

The Qantas store for instance, boasts of over 3,000 merchandise and gift items from quality brands. Merchandise can be easily redeemed online through your frequent flyer program account and delivered to your address. Rewards under the frequent flyer program can also be redeemed using a combination of earned points and cash.

Your Monthly credit card statement, issued by your card provider, will show you how many points you have accumulated during that billing period.

If at any other point during the month you want to know how many points you currently have you can log onto the Qantas website, enter your membership details and your account will be displayed. You can also access the Qantas store online so you can see what  services and merchandise are available.

A direct earn credit card is where the points earned go directly into an airline’s points program, such as a card which earns Qantas Points without having to convert the points from a general rewards program into Qantas Points (many American Express cards aren’t direct earn credit cards as points need to be transferred from their Membership rewards program).

You can check your last activity any time in your online Activity Statement. At 60 days before expiry, your Activity Statement will show that you have Qantas Points due to expire.

If you have opted into recieve the Frequent Flyer eNewsletter, your eNewsletter will include a notice in the month that your points are due to expire and the month prior to your points expiry.

No, you cannot transfer or combine points from other airlines' Frequent Flyer programs with Qantas Points.

Qantas Point Earn rates are the number of Qantas Points that can be earned on a credit card for each dollar you spend on eligible purchases. This earn rate can be different when you spend at Qantas Partner stores, who often offer promotional earn rates which can be as much as double your standard earn rate.