No Points Cap Qantas Frequent Flyer Credit Cards

 

Qantas Frequent Flyer Credit Cards with No Points capping reward cardholders for every eligible dollar of spend on their Qantas Credit Card as the number of points which can be earned is uncapped, meaning their is no limit on the number of Qantas Points you can earn by using your credit card.

 

Increasingly Frequent Flyer Credit Cards are introducing caps on the number of frequent flyer points that can be earned from paying for transactions with your frequent flyer credit card. These limits generally take one of two forms, the most common is when the card provider places a cap or limit on the number of points which can be earned from card usage across a fixed period. So for example the cap might be 10,000 points per statement period, or 100,000 per annum. Once the stated Points cap is reached any further credit card spend within the period will not earn any points. The second approach is where the card provider caps the amount you can spend, which is eligible to earn points across a fixed period.

 

The table below features Frequent Flyer Credit Cards that have no points cap, when comparing these uncapped point credit cards remember it is important to consider any credit card selection relative to all the cards features not just its reward point earning potential.

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Guide to Qantas Frequent Flyer Credit Cards with Uncapped PointsQantas Airlines

 

How do I earn Qantas Reward Points using a Qantas Frequent Flyer Credit card?

 

For each dollar you spend on an eligible purchase using your Qantas Frequent Flyer Credit Card you will be rewarded with Qantas Points at the cards point earn rate, which is expressed as the number of Qantas Points per $1 spent. The significant majority of purchases you make with your Qantas Credit Card will be eligible to earn Qantas Points, with Cash Advances, selected utility bill payments and Goverment Payments (e.g. ATO) being ineligible for Points.

 

To keep the Point earning process simple all Qantas Frequent Flyer Credit Cards are automatically linked to your nominated Qantas Frequent Flyer Account, this ensures that any Qantas Points earned are automatically transferred across into your Qantas Frequent Flyer Account each statement period. To set your Qantas Credit Card up so that any Qantas Points earned are transferred to your Frequent Flyer Account you will need to include your Qantas Frequent Flyer Account number in your Credit Card Application. If you don't have it to hand at the time of applying or you do not currently have a Qantas Frequent Flyer Account Number you can always supply this later, or simply add it to your account via your on line account.

 

How to Compare Qantas Frequent Flyer Credit Cards

When selecting any credit card for comparison the starting point should be to access each credit cards relevance to your personnel financial circumstances, and specifically your ability to manage any transactions made on the card in terms of timely repayment, minimizing any interest charges and avoiding any fees levied against miss-management of the account.

 

The card features below offer a good starting point when comparing the current Qantas Frequent Flyer Credit Card options.

 

The ratio at which Qantas Points can be earned on eligible spend

The point earn ratio determines the number of Qantas Points which are awarded for each dollar of eligible spend on your credit card, so for example if the cards earn rate is 1 Qantas Point per $1 of spend, a $50 spend on your card would earn 50 Qantas Points. Typically the Point earn ratios fall in the range of 0.5 to 5 points per dollar spent, with the higher earn rates being reserved for Black and Platinum Credit Cards.

 

Credit Card Fees charged by Qantas Frequent Flyer Credit Cards

The vast majoritty of Qantas Frequent Flyer credit cards charge an annual card fee ranging between $50 p.a. up to $700 p.a. The level of this card fee has a direct relationship with the Point earn rates offered on cards and the depth of the benefits offered with the credit card such as complimentary insurances, Airport Lounge Access and complimentary flights. A common approach to establish whether the card fee represents good value is to calculate how much you would have to spend using the card to receive rewards of value, equal to the annual card fee. 

 

Monthly and Annual capping of Qantas Frequent Flyer Points

The majority of Qantas Frequent Flyer Credit Cards place a maximum cap on the number of points which can be earned from card usage, these point caps tend to be at either a monthly or annual level, where a number of points is stipulated in the credit cards terms and conditions, as the maximum which can be earned across a stated period.

 

Qantas Frequent Flyer Credit Cards with uncapped level of points are offered, but are limited in number, with Westpac, American Express and Citi being the main providers of No Point Cap Credit Card options for Qantas Frequent Flyer Points. These cards do tend to be at the Premium end of the scale with No Points Capping being a feature often included with Platinum and Black Credit Cards, though exceptions do exist with the American Express Discovery Card leading the way with $0 p.a. anual fee and no cap on the number of Qantas Points you can earn from card usage.

 

Purchase Rates

Qantas Frequent Flyer Credit Cards typically feature purchase rates at the higher end of the range, which means if you do not pay of your balance in full each month the value of the rewards you have accrued through card usage will soon be counter balanced by high monthly interest charges. Due to these high purchase rates Qantas Frequent Flyer Credit Cards are most suitable for users who have the means and discipline to pay off their balance each month in full, and avoid the high interest charges.

 

 

How can I claim Introductory Qantas Frequent Flyer Points?

Qantas Frequent Flyer Credit Card providers are aware that potential card holders are eager to build their points balances and have responded to this by offering points as an incentive to apply for their respective credit card. Introductory Bonus Qantas frequent flyer points of up to 60,000 are offered by the card providers. To attain the full bonus new card users will generally have to meet certain card usage levels based on spend in the early months of card ownership, so be sure to check the T&C’s of any introductory Reward Points offer.

 

Qantas Credit Cards with Sign up Bonus Point Offers and No Points Cap

 

American Express Qantas Ultimate Credit Card

55,000 Bonus Qantas Points  Full Card Details >>

Annual fee $450, No Points cap, Complimentary Insurances, 0% p.a. on Balance Transfers for 12 months, high point earn rates.

 

Citibank Qantas Rewards Credit CardCiti Qantas Rewards Signature Credit Card

50,000 Bonus Qantas Pointsoffer closes 30th April 2017  Full Card Details >>

Reduced Annual fee to $199 in 1st year (from $395), No Points cap, Complimentary Insurances

 

AMEX Qantas Premium Credit CardAmerican Express Qantas Premium Credit Card

30,000 Bonus Qantas Points  Full Card Details >>

Annual Fee $249, No Points cap, 0% p.a. Balance Transfer for 12 months, Up to 44 days interest free on purchases

 

Do Qantas Frequent Flyer points earned from Qantas Frequent Flyer Credit Cards expire?

No, Qantas Points will not expire as long as you earn or use Qantas Points (excluding family transfers or the conversion of points from Aquire) through your Frequent Flyer account at least once every 18 months. This includes earning or using Qantas Points with Qantas program partners. The time period starts from the date of your last activity (in the case of earning points on eligible flights, that is the date the flight was taken). If your Qantas Points do expire, you remain a Frequent Flyer member and your Frequent Flyer number and card remain valid. The next time you want to earn Qantas Points, simply use your card and the points will be credited to your account.

 

How do I earn the most Qantas points with a Qantas Frequent Flyer Credit Card?

 

Sign up bonuses offered on new Qantas Frequent Flyer Credit Cards - As an incentive to sign up for a Qantas credit card each of the credit card providers frequently offers bonus Qantas Points as a sign up bonus, these bonuses range from 5,000 to 60,000 Qantas Points and generally are awarded once some spend threshold has been reached with your Qantas Frequent Flyer Credit Card. When you are accessing the benefits of these sign up bonuses make sure the credit card you select is competitive beyond the sign up bonus, in terms of Qantas point eran rates, interest rates and credit card fees. 

 

Qantas Point Earn rate - How many Qantas points do you receive for each $1 you spend with your Qantas Credit Card? Are there a different Qantas Point earn rates depending on where you use your Qantas credit card? The ease at which you can earn Qantas Points will play a significant role in how many Qantas points you are able to earn, so it is important to ensure the earn rate is competitive when comparing credit cards.


Companion credit card accounts - A number of Qantas frequent flyer credit cards offer two credit cards linked to one account, so you'll hold both a MasterCard or Visa and an American Express credit card. These companion credit cards generally come with two different earn rates, with the American Express Card usually having the higher rate, though share the same credit card limit and annual fee. These companion credit card accounts allows you to tailor the way you spend and earn points on your account, giving you more control over your Qantas rewards and increased Qantas points-earning potential.

 

What benefits do Qantas Frequent Flyer Credit Cards include?

 

Qantas Points - The primary benefit of a Qantas Frequent Flyer Credit Card is that each time you use it to make a purchase you will earn Qantas points. These Qantas Points can then be redeemed for hotel bookings, Flights, upgrades and an every increasing range of products and services avaialable via the Qantas Frequent Flyer online store. 

 

Travel insurance - Many Qantas Frequent Flyer credit cards combine the Qantas Points earning opportunity with complimentary travel insurance. This complimentary travel insurance is generally offered when the booking of the travel is purchased using your Qantas Credit Card, though recently a number of Qantas Credit Cards have extended this offer of complimenrtary travel insurance when the travel booking is made using Qantas Points.

 

Qantas Frequent Flyer Partners - Promotional Qantas Point earn rates are frequently offered by Qantas Frequent Flyer Partners, so when you purchase from them the purchases attract a special "partner" earn rate which can often be double your usual point earn rate. 

 

Qantas Club - A number of Qantas Frequent Flyer Credit Cards include complimentary entry to The Qantas Club which comprises of a network of Airport business lounges which are designed to make the start of your journey that little more relaxing with complimentary drinks, refreshments and luxurious surroundings. 

No Points Cap Qantas Frequent Flyer Credit Cards - Frequently Asked Questions

Any Qantas Points earned are credited to your Qantas Frequent Flyer account within 48 hours of the date that your credit card statement is sent to you each month.

Bonus Qantas Points are often used as an incentive to recuit new credit card customers. Bonus points are usually received once the credit card is activated and a certain level of money is spent on the card within a specified time period. The key point is that to qualify for these sign up bonuses you will need to be a new customer, which generally means you have not held a credit card from that provider in the last 12 months.