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Qantas American Express Ultimate Card

Any credit card with Ultimate in its title promises a great deal and The Qantas American Express Ultimate credit card certainly delivers a rich and rewarding set of features and services.

The Qantas American Express Ultimate Credit Card is a credit card any frequent traveller should certainly have on their shortlist when considering a new credit card, specifically if the card will be used to purchase travel and travel related services as this is where the cards high points earn rates kick in.

With generous Qantas Rewards point earn rates, no points cap and an outstanding introductory offer.

Introductory Offer: 100,000 Qantas Points 

Offer conditions: When you apply online by October 2nd 2017, are approved and spend $1,500 on your new Card within the first 3 months. This introductory offer is available to new Card Members, as well as Bank-issued American Express companion cardholders.

  • No points cap - on the amount of Qantas Points you can earn
  • Complimentary Qantas domestic return economy flight - every year after your first card spend on selected Qantas products and services
  • 0% p.a. on balance transfers for the first 12 months -  to help you save on interest repayments and pay your other balances sooner. A one-off 1% credit plan establishment fee applies and you can transfer up to 70% of your approved credit limit to a maximum of $10,000. This offer is for new applicants only
  • 1 Supplementary card - Pay no annual card fee for a Supplementary credit card that earns points to your account.
  • Eligible for use with Android PayApple Pay and Samsung Pay
  • Enjoy complimentary access up to two entries per year to the American Express Lounge at Sydney International (Kingsford Smith) Airport T1
  • Automatic Points Transfer - Each month any points earned will be automatically transferred to your linked Qantas Frequent Flyer Account

Reward point earn rates

  • Earn 1.5 Qantas Points for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent 
  • Earn 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia

Complimentary Insurances - You can benefit from complimentary travel insurance that will cover you both domestically and overseas. You’ll be covered for transport accidents, travel inconveniences, medical emergency expenses, and damaged or lost baggage, money or documents. You’ll also get travel cancellation coverage with your travel insurance. Purchase and refund protection coverage is also available through this credit card.

Award Flights with Qantas & participating partners - points can be used for Award flight on over 50 partner airlines and 1,200 destinations globally.

Rates updated at: 19 August 2017
Card Details
Card Provider American Express
Card Level Platinum
Card Type American Express
Instant Approval Yes in 60 seconds
Acceptance Criteria
Age To Apply 18
Min. Income $65000
Residency Australia
Temporary Residents Yes with 457 visa
Min. Credit Limit $3000
Joint Applicants No
Standard Rates
Purchase Rate 20.74% p.a.
Cash Advance Rate -
Balance Transfer Rate 0.00% p.a.
Balance Transfer
Balance Transfer Rate 0.00% p.a.
Balance Transfer Period 12 months
Balance Transfer Fee 1.00%
Benefits
Introductory Offer Earn 100,000 Qantas Points when you apply online by October 2nd 2017, are approved and spend $1,500 on your new Card within the first 3 months.
Bonus Points 100,000
Offer End Date 2nd October 2017
Rewards Program Qantas Rewards
Rewards Points Earn 1.5 Qantas Points for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent and Earn 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia
Fees and Terms
Interest Free Period Up to 44 days
Min. Monthly Repayment $30
Annual Fee $450
Balance Transfer Fee 1.00%
Over Limit Fee $30
Duplicate Statement Fee $10
Interest Charged From Purchase date
Late Payment Fee $30
Min. Repayment % 2.5
Max. Credit Limit $100000
Cash Advance Fee -
Additional Card Holder Fee $0.00
Travel and Insurance
Foreign Currency Conversion fee 3% of transaction value
Overseas ATM withdrawal fee $2.50
Complimentary Travel Insurance Yes, Domestic and overseas. Includes transport accidents, travel inconveniences, medical emergency expenses, and damaged or lost baggage, money or documents. Travel cancellation coverage is also included. Full details below.
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Terms and Conditions: Read the Terms and Conditions for the Qantas American Express Ultimate Credit Card

 

Answer yes to these 4 questions and you are eligible to apply:

  1. I am over 18 years of age
  2. I have a personnel gross income of at least $65,000 p.a.
  3. I have a good credit rating with no history of bad debt or payment default
  4. I am a permanent Australian resident or Australian Citizen or hold a current Business Long Stay Visa (sub class 457)

 

 

To apply on line and get a response in 60 Seconds for the Qantas American Express Ultimate Credit Card you’ll need the following information to hand:

  • An Australian Drivers License or passport for each applicant
  • A salary or wage slip for each applicant
  • Your employer’s details - including full address and telephone number.
  • Details of your assets, debts and any investments
  • The repayment amounts and balances owing on any liabilities including store and credit cards.
  • An email address
  • Your Qantas Frequent Flyer number (you can add this later)

Apply now

 

Complimentary Insurances

When you pay for your travel on your Qantas American Express® Ultimate Card you and your family will benefit from a generous suite of insurances, for full details check out clause 9 in the card terms and conditions:

  • Medical Emergency Expenses Cover - up to $2,500,000
  • Travel Cancellation Cover - up to $12,500
  • Baggage, Money and Documentation Cover - up to $10,000
  • Transport Accident Cover - up to $400,000
  • Travel Inconvenience Insurance - up to $200 if your flight departure is delayed

American Express World-class Service

Qantas American Express Ultimate Card is packaged with a generous range of services:

  • Access your account wherever you are in the world - via mobile phone, laptop or desktop computer
  • Stay organised - American Express provides online tools to view transactions, schedule payments, set up email or text message reminders for payments and keep tabs on your Qantas points
  • Online Fraud Protection Guarantee - you won't be held responsible for any unauthorised charges online as long as you notify American Express immediately upon discovery of the fraudulent transactions
  • Global Card Support - account assistance any time of the day or night
  • Refund Protection - American Express will credit your account if you are refused a refund on an unused eligible item within 90 days of purchase
  • Purchase Protection - repairs or replaces eligible items if they are accidentally broken or stolen within 90 days of purchase
  • Emergency Card replacement - If your card is lost or stolen, you can be rest assured as American Express can usually have it replaced within 48 hours, virtually anywhere in the world

 

A: You commence a secure application process as follows:

  1. Clicking Go to site will direct you to the providers web site​
  2. Complete the online application on the providers web site
  3. Once approved, the Provider will issue your new credit card, this takes around 1-2 weeks.