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Citi Prestige Credit card

Life’s opportunities are yours for the taking with the Citi Prestige Card. With the Citi Rewards Program, you can redeem rewards Points for travel, gift cards, cash back, merchandise and more. You will receive a complimentary one-way transfer to or from selected airports twice per year in the Asia Pacific. Plus enjoy unlimited airport lounge access for you and a guest with a complimentary Priority Pass.

Introductory Offer: 70,000 bonus reward Points on your first spend within 90 days of card approval PLUS  0% p.a. for 6 months on balance transfers

Offer conditions: Receive 70,000 bonus reward Points on your first spend within 90 days from card approval. Offer ends 31st August 2017. Balance Transfer rate reverts to the Cash Advance rate after 6 months.

The Citi Prestige Credit Card includes all the features you’d expect of a premium card:

  • 1 Free nights stay at one of Citi's premium Hotels - 1 night stay for 2 people each year.
  • Up to 44 interest free days on purchases - providing you pay off your balance in full every month including any balance transfer amount.
  • Complimentary Insurances - Purchase Cover, International Travel, Transit Accident & Extended Warranty insurances on eligible purchases.
  • Card Security - covered by Fraudshield.
  • Visa payWave - provides the convenience of tap and go quick payments on transactions up to $100.
  • Concierge Services - 24/7 Service
  • Free wine - every time you dine with the Citi Dining Program
  • Exclusive Golf Benefits - Tee off around the world with three complimentary green fees at participating golf clubs each calendar year.
  • Complimentary Priority Pass™ membership - enjoy unlimited airport lounge access for you and a guest with a complimentary Priority Pass. Please note that within Australia, Priority Pass is currently available at Cairns, Darwin and Brisbane International Airports and Sydney Kingsford Smith. For the full list of up to date airport lounges and Priority Pass™ Conditions of Use  please refer to www.prioritypass.com
  • Visa Front Line Access - First choice of seats at some of the most sought-after events in Australia
  • Complimentary international travel insurances - including Transit Accident Insurance and Interstate Flight Inconvenience Insurance.

Rates updated at: 19 August 2017
Card Details
Card Provider Citi Credit Cards
Card Level Platinum
Card Type Visa
Instant Approval N/A
Acceptance Criteria
Age To Apply 18
Min. Income $150000
Residency Australia
Temporary Residents No
Min. Credit Limit $30000
Joint Applicants -
Standard Rates
Purchase Rate 20.99% p.a.
Cash Advance Rate 21.74% p.a.
Balance Transfer Rate 0.00% p.a.
Balance Transfer
Balance Transfer Rate 0.00% p.a.
Balance Transfer Period 6 months
Balance Transfer Fee $0.00
Benefits
Introductory Offer 70,000 bonus reward Points on your first spend within 90 days of card approval, plus 0% p.a. for 6 months on balance transfers.
Bonus Points -
Offer End Date -
Rewards Program Citi Rewards
Rewards Points 3 Points per $1 spent for all eligible International Spend 3 Points per $1 spent for selected domestic purchases made and booked directly from a range of major: restaurants, restaurant chains, hotel chains and airlines (flights only) 2 Points per $1 spent for selected domestic purchases made at major: petrol outlets, major supermarkets and national retailers 1 Point per $1 spent everywhere else on domestic Eligible Transactions.
Fees and Terms
Interest Free Period Up to 44 days
Min. Monthly Repayment -
Annual Fee $700
Balance Transfer Fee $0.00
Over Limit Fee $35
Duplicate Statement Fee $7.00
Interest Charged From Purchase date
Late Payment Fee $35
Min. Repayment % 2.00
Max. Credit Limit $100000
Cash Advance Fee 3.5% of transaction value
Additional Card Holder Fee 0
Travel and Insurance
Foreign Currency Conversion fee 3.3% of transaction value
Overseas ATM withdrawal fee $5
Complimentary Travel Insurance Yes, Complimentary international travel insurances including Transit Accident Insurance and Interstate Flight Inconvenience Insurance
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Details of the Complimentary Insurances pre Packed with the Citi Prestige Credit card

Interstate Flight Inconvenience Insurance - Purchase your travel tickets with your Prestige card and you will be covered for flight delays, cancellations, baggage delays, personal item damage, funeral expenses, rental vehicle excess

International Travel Insurance - Purchase your travel tickets with your Prestige card and you will be covered for unlimited medical expenses, trip cancellation, loss or damage to personal items

Purchase Cover Insurance - If any items are lost, stolen or damaged anywhere in the world within 90 days of purchase on your Prestige card, they will be repaired, replaced, rebuilt or reinstated, free of charge

Extended Warranty Insurance - Generally, the manufacturers warranty period is doubled when you purchase items with your Prestige card

Guaranteed Pricing Scheme - Guaranteed Pricing Scheme enables you to receive a refund of the price difference when you purchase in-store an eligible item which later goes on sale

 

Terms and ConditionsRead the Terms and Conditions for the Citi Prestige Credit Card

Answer yes to these 4 questions and you are eligible to apply:

  1. I am over 18 years of age
  2. I have a good credit rating
  3. I earn in excess of $150,000 p.a.
  4. I am a permanent resident of Australia

You can't balance transfer to the Citi Balance Transfer Offer at the promotional balance transfer rate, from any of the following card issuers:

  • Bank of Queensland
  • Beyond Bank
  • Citi
  • CUA
  • Family First Credit Union
  • FCCS Credit Union
  • IMB
  • MyState Financial
  • Suncorp
  • Woolworths

 

To apply on line and get a response in 60 Seconds for the Citi Prestige Credit Card you’ll need the following information to hand:

  • Your Australian Drivers License
  • A salary or wage slip and contact details of your employer
  • An overview of your debts and assets including any loans, store and credit cards

Apply now

A: You commence a secure application process as follows:

  1. Clicking Go to site will direct you to the providers web site‚Äč
  2. Complete the online application on the providers web site
  3. Once approved, the Provider will issue your new credit card, this takes around 1-2 weeks.